Guilt in spending on yourself
Do you feel guilty about spending money on yourself? I’m not talking about spending money on frivolous things, like a costume jewelry bracelet. (Really, who needs a costume jewelry bracelet? Unless, of course, your business is researching costume jewelry.)
I’m talking about an exercise program. Or a pair of leggings. Or a pair of running shoes. Or fresh greens.
Yes, funds are limited. But after all the vital stuff is taken care of – mortgage or rent, utilities, insurance – the rest is discretionary.
Guilt about groceries
We all have to eat, and food is a major part of the budget. But after the staples, like milk, eggs, toilet paper, paper towels, you’ve got to figure out where your food budget does the most good. You might as well get the healthiest food you can with your limited dollars. (I’m not talking about organic food – it has not been proven that organic is substantially healthier than non-organic food. I wash my fruit and vegetable carefully – I don’t usually buy organic produce.) It has been proven that fresh fruits and veggies are good for you.
Produce is also cheaper when it’s in season. It’s June now, so grapes and other soft fruit is getting cheaper. Tomatoes are cheaper now, and so are some greens. In-season produce is also tastier!
So, it pays to buy fresh – you’ll be healthier! And so will your family. Another guilt factor – do you feel guilty about feeding your family your “rabbit food?” It’s natural to feed your family the food that you’re cooking for yourself. You wouldn’t be eating it if it wasn’t tasty, well-balanced and well-seasoned. Ask them how they feel about the meals you’re serving. Chances are they’re enjoying the freshness as well. Don’t be surprised if you need to see your doctor less. You’re getting healthier.
Guilt about personal items
So, after you’ve spent on the necessities, you feel guilty about spending money on personal items? Get over it. You’ve budgeted for your family. Now it’s time to take care of you. Your workout shoes are worn? Time for a new pair. They’re less expensive than a trip to the emergency room after you’ve injured yourself.
You feel guilty about spending on a new pair of leggings? By now you’ve trained yourself not to reward yourself with food. So after a few successful months of working out and eating right – you deserve those new leggings (or T-shirt, or yoga mat).
Guilt is not helpful. A budget is.